Last updated: 12 April 2026
Who we are
Our website address is: https://rihovilippus.com and our email address is consult@rihovilippus.com
This page explains important disclaimers that apply when you access this website, read its content, or interact with Riho Vilippus (“we”, “us”, “our”).
By using this website, you agree to these disclaimers. If you do not agree, please do not use the site.
General information only
The content on this website, including articles, posts, resources, and any downloadable material, is provided for general information and educational purposes only.
- It is not intended to address the specific circumstances of any particular individual or organisation.
- It may not reflect the most recent regulatory, supervisory, technological, or market developments.
- You should not rely on any content on this site as a sole basis for making decisions.
You remain responsible for your own decisions and for obtaining appropriate professional advice where needed.
No financial, investment, legal or tax advice
Nothing on this website constitutes or should be construed as:
- Financial advice
- Investment advice or a recommendation to buy, sell, or hold any financial instrument
- Legal advice
- Tax advice
- Regulatory advice specific to your firm, jurisdiction or licensing status
Information about AI governance, risk frameworks, regulatory initiatives (such as the EU AI Act, NIST AI RMF or sector guidelines), or risk management practices is high-level and illustrative. It does not replace tailored advice from appropriately qualified and authorised professionals.
Before making any financial, legal, tax, governance, risk or compliance decisions, you should obtain independent professional advice that takes your specific circumstances into account.
No professional-client relationship
Your use of this website, reading its content, sending a message via any contact form, or reaching out by email does not create a client relationship between you and Riho Vilippus.
A client relationship is only formed when this has been agreed explicitly in writing, usually via a written engagement or services agreement.
Until such a formal engagement is in place:
- You should not rely on any commentary as if it were advice tailored to your organisation or regulatory obligations.
- You should not treat any information on this site as personalised advice.
AI, automation and use of tools
From time to time, we may use AI systems or other automation tools to support drafting, analysis or ideation. Where AI is used, human review and judgment are applied before any output is published or shared.
However:
- AI-assisted content may contain errors, omissions or outdated information.
- AI outputs are inherently probabilistic and may not reflect the latest legal, regulatory or technical developments.
You should therefore treat all content as informational only and verify it against primary sources or professional advice before relying on it.
Accuracy, completeness and timeliness
We aim to keep information on this website reasonably accurate and up to date, but we make no representations or warranties of any kind, express or implied, about:
- The accuracy, completeness or reliability of any content
- Whether content reflects the most current legal, regulatory or supervisory positions
- Whether content is suitable or appropriate for your specific circumstances
Any reliance you place on information from this site is strictly at your own risk.
We may change, remove or update content at any time without notice.
Limitation of liability
To the maximum extent permitted by applicable law, we will not be liable for any loss or damage (including without limitation indirect, consequential, or special loss, loss of profit, business interruption, data loss or reputational damage) arising out of or in connection with:
- Your use of, or inability to use, this website
- Your reliance on any information contained on this website
- Any decision made or action taken based on such information
Nothing in this disclaimer is intended to exclude or limit any liability that cannot be excluded or limited under applicable law.
Third-party links and resources
This website may contain links or references to third-party websites, tools, resources or services.
- These links are provided for convenience or further information only.
- We do not control and are not responsible for the content, accuracy, policies, or practices of third-party sites.
- The inclusion of any link does not imply endorsement or recommendation.
If you access any third-party website or service, you do so at your own risk.
No guarantees of outcomes
Discussions of AI governance, risk architecture, controls, frameworks, regulatory developments or implementation patterns are illustrative. They are not guarantees of any particular outcome, such as:
- Regulatory approval or non-objection
- Reduced risk, loss, incidents or regulatory exposure
- Improved performance, returns, cost savings or operational outcomes
Actual outcomes will depend on many factors outside our control, including your own implementation, governance culture, risk appetite, staffing, systems and regulators.
Jurisdictional considerations
Regulatory requirements, supervisory expectations, professional standards and risk practices vary between countries and sectors. Content on this site is not tailored to the laws or rules of any particular jurisdiction.
You are responsible for ensuring that any approach you adopt complies with the laws and regulations that apply to you and your organisation. You should seek local professional advice where required.
Changes to this disclaimer
We may update this Disclaimers page from time to time to reflect changes in law, regulation, guidance, market practice or our own activities. The updated version will be posted on this page with a revised “Last updated” date.
We recommend that you review this page periodically to stay informed about any changes.
Contact
f you have any questions about this Legal Disclaimer on this website, please contact: consult@rihovilippus.com